Are your kids getting close to their college years? Are you already worrying about how to pay for college? Whether your kids are infants or in the freshman year of high school, it is never to early to start planning for college. We got some advice from the college money experts to find you that free money. If your kids are 13 years old, you should start thinking of college now. That includes college admission preps like taking the SAT and, of course, finding the money. It takes hard work but parents say the pay off is big! What is the best way to pay for college? Well, for most people, the answer is free money. It can come in the form of grants or scholarships. However, a scholarship isn’t going to just fall into your lap. You are going to have to fill out an application and write an essay. Paul Monroe is one happy dad. His son just started his freshman year at Loyola University in Chicago. “Loyola is a $42,000 a year school and with rent, we got in at about $3,000 a semester … so that’s about 85 percent off,” Monroe said. You heard right — 85 percent off! That’s $12,000 for four years of college versus $168,000; a huge savings! Thanks to Free Things to Do in Orlando and Free Things to Do in New York for this tip!